Insurance Programs:
Your trusted partner.
Who We Are
Who We Are
Insurance Programs at ESD 112 provides safety consultations, claims handling and administrative services to school districts who have come together to form the Worker’s Compensation Trust, Unemployment Compensation Pool and the Risk Management Insurance Cooperative. Educational Service District 112 acts as the fiscal agent for these entities as well as being a participating member in the three programs.
Assistant Superintendent’s Message
Here in southwest Washington, the Southwest Washington Unemployment Insurance Pool was formed in 1978, the Southwest Washington Worker’s Compensation Trust started in 1983, and the Southwest Washington Risk Management Insurance Cooperative was formed in 1985. These cooperatives have been going strong since they began decades ago, at serving their member districts’ needs.
We are grateful for the opportunity to proudly serve our members in Southwest Washington and value the highly technical and skilled work we provide. Our teams are nationally recognized for meeting best practices put forth by the Association of Governmental Risk Pools (AGRiP), and consistently receive 94-99% scores in both risk and workers’ compensation from outside independent auditors every year.
Should you have any questions please don’t hesitate to reach out. We prioritize putting our member district’s first and protecting them guides everything we do.
Marnie Allen
Assistant Superintendent, Human Resources, Legal Services and Insurance Programs
Our Mission
The Insurance Programs mission is to support its member districts by providing stable, long-term protection from financial loss through high quality, cost-effective risk management programs, and through partnering with member districts to self-insure, self-administer, and group purchase excess insurance coverage.
Insurance Pooling
The History of Insurance Pooling
In the mid-1980s, the insurance marketplace was in the midst of financial crisis, and the insurance industry largely abandoned by the public sector. Schools experienced non-renewal or cancellation of their insurance policies, or large increases in premiums. Out of this crisis, public entity pooling was born. As public entities faced funding their own losses, these agencies placed tremendous emphasis on safety, risk control, and risk reduction.
Intergovernmental pooling is a risk financing mechanism based on cooperative agreements among public entities to provide for many of their risk financing needs through a jointly owned program. Pooling involves group self-insurance and/or group insurance purchasing. Now public entity pools account for almost 40 percent of the insurance market.
The Washington State Legislature, under RCW 48.62, 50.44 and 51.14 has provided authority for local governmental entities to individually or jointly self-insure risks, jointly purchase insurance or reinsurance, and to contract for risk management, claims, and administrative services. In accordance with these laws, and other regulating Washington State Revised Codes and Administrative Codes the school districts in Southwest Washington have come together to self-insure, self-administer and group purchase insurance coverages to meet their insurance needs.
Members
Insurance Cooperative Members
| Member District | Risk Cooperative (SWRMIC) | Workers’ Comp Trust (SWWCT) | Unemployment Pool (SWUCP) |
|---|---|---|---|
| Battle Ground | x | ||
| Bickleton | x | ||
| Camas | x | x | x |
| Castle Rock | x | x | x |
| Centerville | x | x | x |
| East Valley | x | ||
| ESD 105 | x | ||
| ESD 112 | x | x | x |
| Evergreen | x | x | |
| Glenwood | x | x | x |
| Goldendale | |||
| Green Mountain | x | x | x |
| Hockinson | x | x | |
| KWRL Coop | x | ||
| Kalama | x | x | x |
| Kelso | x | x | x |
| Klickitat | x | x | x |
| La Center | x | x | x |
| Longview | x | x | |
| Lyle | x | x | x |
| Mabton | x | ||
| Mill A | x | x | x |
| Mount Pleasant | x | x | x |
| Naselle-Grays River Valley | x | x | x |
| Ocean Beach | x | x | x |
| Ridgefield | x | x | |
| Roosevelt | x | x | x |
| Skamania | x | x | x |
| Stevenson-Carson | x | x | x |
| Southwest Washington Unemployment Compensation Pool (SWUCP) | x | ||
| Southwest Washington Workers’ Compensation Trust (SWWCT) | x | ||
| Toutle Lake | x | x | x |
| Trout Lake | x | x | x |
| Wahkiakum | x | x | x |
| Washougal | x | x | x |
| White Salmon Valley | x | x | x |
| Wishram | x | x | x |
| WSIPC | x | ||
| Woodland | x | x | x |
| Total Participating Districts | 33 | 30 | 29 |
Executive Committees
Executive Committees
Southwest Washington Risk Management Insurance Cooperative
- 27 School Districts in Central and Southwest Washington
- 1 Transportation Cooperative
- 2 Insurance Interlocal Cooperatives
- Educational Service District 105
- Educational Service District 112
- Washington Schools Information Processing Cooperative (WSIPC)
| Executive Committee | District | Term |
|---|---|---|
| Michael Green | Woodland | 2021-2023 |
| Scott Westlund | Kelso | 2022-2024 |
| Dr. Joey Castilleja | Mabton | 2022-2024 |
| Dr. Ann Varkados | Lyle and Centerville | 2021-2023 |
| Mary Templeton | Washougal | 2021-2023 |
Southwest Washington Worker’s Compensation Trust
- 29 School Districts in SW Washington State
- Educational Service District 112
| Executive Committee | District | Term |
|---|---|---|
| Dr. Dan Zorn | Longview | 2021-2023 |
| Dr. Jerry Lewis | Trout Lake | 2022-2024 |
| Dr. Nathan McCann | Ridgefield | 2021-2023 |
| Denny Waters | Battleground | 2022-2024 |
| Dave Holmes | Green Mountain | 2022-2024 |
Southwest Washington Unemployment Compensation Pool
- 28 School Districts in SW Washington State
- Educational Service District 112
| Executive Committee | District | Term |
|---|---|---|
| Dr. Nathan McCann | Ridgefield | 2022-2024 |
| Ingrid Colvard | Stevenson Carson | 2022-2023 |
| Amy Huntley | Ocean Beach | 2021-2023 |
| Brent Freeman | Wahkiakum | 2021-2023 |
| Ryan Greene | Castle Rock | 2022-2024 |
Insurance Staff
Insurance Programs Staff
Main Phone Line: 360-750-7504
Insurance & Safety Programs
Educational Service District 112’s Insurance Programs support their member districts by providing stable, longterm protection from financial loss through high quality, cost-effective risk management programs, and through partnering with member districts to self-insure, self-administer, and group purchase excess insurance coverage.
Click on a program below to learn more.
Submit an Employee Incident Report
Click on a logo below to report an employee injury.
Insurance Questions
If you have a question about the insurance programs or services we offer to districts, please reach out to:
Insurance Department
Phone: 360-750-7504
Email: insurancedepartment@esd112.org
Visit our Website
We have recently launched a new website for members. Stay tuned as invitations to the new website roll out this summer.
Safety & Insurance News
Strengthening School Safety: Highlights from the 2023 Safety Summit
In late August, more than 300 attendees from 14 different school districts throughout Educational Service District (ESD) 112’s region, including Clark College, Washington State School for the Blind, and Washington State School for the Deaf, [...]
The foundation of a safe workplace
One of the root causes of workplace injuries, illnesses, and incidents is the failure to identify or recognize hazards that are present, or that could have been anticipated. A workplace hazard is any practice, behavior [...]
Stay on track with safety
Track and field athletic competition has an inherent risk of injury for the competitors, as well as those involved with the competition, including officials, meet staff and spectators. Events must be conducted and supervised with [...]
Is sudden cardiac arrest a heart attack?
In a recently attended CPR/AED class the instructor asked the question, “What’s the difference between sudden cardiac arrest and a heart attack?” The public often uses these terms interchangeably, but they are two separate medical [...]
ESD 112 equalizes educational opportunities for learning communities through innovative partnerships, responsive leadership, and exceptional programs.