Insurance Services

Insurance Services2018-07-30T10:21:26-07:00

Insurance Programs:
A trusted partner.

Who We Are

Who We Are

Insurance Programs at ESD 112 provides safety consultations, claims handling and administrative services to school districts who have come together to form the Worker’s Compensation Trust, Unemployment Compensation Pool and the Risk Management Insurance Cooperative. Educational Service District 112 acts as the fiscal agent for these entities as well as being a participating member in the three programs. Insurance Programs also assists the Columbia River Gorge Health Purchasing Cooperative by providing consulting services.

The History of Insurance Pooling

In the mid-1980s, the insurance marketplace was in the midst of financial crisis, and the insurance industry largely abandoned by the public sector. Schools experienced non-renewal or cancellation of their insurance policies, or large increases in premiums. Out of this crisis, public entity pooling was born. As public entities faced funding their own losses, these agencies placed tremendous emphasis on safety, risk control, and risk reduction.

The Washington State Legislature, under RCW 48.62, 50.44 and 51.14 has provided authority for local governmental entities to individually or jointly self-insure risks, jointly purchase insurance or reinsurance, and to contract for risk management, claims, and administrative services. In accordance with these laws, and other regulating Washington State Revised Codes and Administrative Codes the school districts in Southwest Washington have come together to self-insure, self-administer and group purchase insurance coverages to meet their insurance needs.

Our Mission

The Insurance Programs mission is to support its member districts by providing stable, long-term protection from financial loss through high quality, cost-effective risk management programs, and through partnering with member districts to self-insure, self-administer, and group purchase excess insurance coverage.

Insurance Pooling

Assistant Superintendent’s Message

In the mid-1980s, the insurance marketplace was in the midst of financial crisis, and the insurance industry largely abandoned the public sector. Schools experienced non-renewal or cancellation of their insurance policies, or large increases in premiums. Out of this crisis, public entity pooling was born. As public entities faced funding their own losses, these agencies placed tremendous emphasis on safety, risk control, and risk reduction.

Intergovernmental pooling is a risk financing mechanism based on cooperative agreements among public entities to provide for many of their risk financing needs through a jointly owned program. Pooling involves group self-insurance and/or group insurance purchasing. Now public entity pools account for almost 40 percent of the insurance market.

Here in southwest Washington, the Southwest Washington Unemployment Insurance Pool was formed in 1978, the Southwest Washington Worker’s Compensation Trust started in 1983, and the Southwest Washington Risk Management Insurance Cooperative was formed in 1985. These cooperatives have been going strong since they began serving their member districts’ needs.

Members

Insurance Cooperative Members

Member District Risk Cooperative (SWRMIC) Workers’ Comp Trust (SWWCT) Unemployment Pool (SWUCP) Health Care Cooperative (CRGHCPC)
Battle Ground x
Bickleton x
Camas x x x
Castle Rock x x x
Centerville x x x x
East Valley x
ESD 105 x
ESD 112 x x x
Evergreen x x
Glenwood x x x x
Goldendale x
Green Mountain x x x
Hockinson x x
KWRL Coop x
Kalama x x x
Kelso x x x
Klickitat x x x x
La Center x x x
Longview x x
Lyle x x x x
Mabton x
Mill A x x x x
Mount Pleasant x x x  x
Naselle-Grays River Valley x x x
Ocean Beach x x x
Ridgefield x x
Roosevelt x x x
Skamania x x x x
Stevenson-Carson x x x x
Southwest Washington Unemployment Compensation Pool (SWUCP) x
Southwest Washington Workers’ Compensation Trust (SWWCT) x
Toutle Lake x x x
Trout Lake x x x x
Wahkiakum x x x
Washougal x x x
White Salmon Valley x x x x
Wishram x x x
WSIPC x
Woodland x x x
Total Participating Districts 33 30 29 11

Executive Committees

Executive Committees

Southwest Washington Risk Management Insurance Cooperative

Membership:

  • 27 School Districts in Central and Southwest Washington
  • 1 Transportation Cooperative
  • 2 Insurance Interlocal Cooperatives
  • Educational Service District 105
  • Educational Service District 112
  • Washington Schools Information Processing Cooperative (WSIPC)
Executive Committee District Term
Jeff Snell Camas 2019-2021
Scott Westlund Kelso 2020-2022
Dr. Joey Castilleja Mabton 2020-2022
Michael Green Woodland 2019-2021
Dr. Ann Varkados Lyle and Centerville 2020-2021

Southwest Washington Worker’s Compensation Trust

Membership:

  • 29 School Districts in SW Washington State
  • Educational Service District 112
Executive Committee District Term
Dr. Dan Zorn Longview 2019-2021
Dr. Jerry Lewis White Salmon Valley 2020-2022
Mike Merlino Evergreen 2020-2022
Dave Holmes La Center  2019-2021
Mark Ross Battle Ground 2020-2022

Southwest Washington Unemployment Compensation Pool

Membership:

  • 28 School Districts in SW Washington State
  • Educational Service District 112
Executive Committee District Term
Dr. Nathan McCann Ridgefield 2020-2022
Tyson Vogeler Green Mountain 2020-2022
Amy Huntley Ocean Beach 2020-2021
Brent Freeman Wahkiakum 2019-2021
Heather Gimlin Glenwood 2020-2022

Insurance Staff

Insurance Programs Staff

Main Phone Line: 360-750-7504

Loy Dale

Assistant Superintendent

Programs

Risk Cooperative
Workers’ Compensation Trust
Unemployment Pool
Gorge Health Care Cooperative

Contact

Phone: 360-952-3570

Email: loy.dale@esd112.org

Peggy Sandberg

Director of Insurance Programs

Programs

Risk Cooperative
Workers’ Compensation Trust
Unemployment Pool

Contact

Phone: 360-952-3573

Email: peggy.sandberg@esd112.org

Rana Karabay

Senior Casualty Liability Adjuster

Contact

Phone: 360.952.3572

Email: rana.karabay@esd112.org

Shaun Mettler

Assistant Fiscal Officer

Programs

Risk Cooperative
Workers’ Compensation Trust
Unemployment Pool

Contact

Phone: 360-952-3571

Email: shaun.mettler@esd112.org

Scott LaBar

Loss Control Supervisor

Programs

Risk Cooperative
Workers’ Compensation Trust

Contact

Phone: 360-952-3574

Email: scott.labar@esd112.org

Karen Pederson

Senior Workers' Comp Claims Adjuster

Programs

Workers’ Compensation Trust

Contact

Phone: 360-952-3580

Email: karen.pederson@esd112.org

D’Ann Monge

Workers' Comp Claims Adjuster

Programs

Workers’ Compensation Trust

Contact

Phone: 360-952-3576

Email: dann.monge@esd112.org

Tracey Usher

Workers' Comp Claims Adjuster

Programs

Workers’ Compensation Trust

Contact

Phone: 360-952-3584

Email: tracey.usher@esd112.org

Trista Greenwood

Senior Loss Control Specialist

Programs

Risk Cooperative
Workers’ Compensation Trust

Contact

Phone: 360-952-3585

Email: trista.greenwood@esd112.org

Lisa K. Alexander

Claims Specialist

Programs

Workers’ Compensation Trust

Unemployment Pool

Contact

Phone: 360-952-3582

Email: lisak.alexander@esd112.org

Denise Heindel

Insurance Specialist II

Programs

Workers’ Compensation Trust

Contact

Phone: 360-952-3577

Email: denise.heindel@esd112.org

Mayra Najera

Claims Specialist

Programs

Workers’ Compensation Trust

Contact

Phone: 360-952-3581

Email: myra.najera@esd112.org

Christine Poirier

Loss Control Specialist- ESD 123

Programs

ESD 123 Workers’ Compensation

Contact

Phone: 509-544-5720

Email: cpoirier@esd123.org

Insurance & Safety Programs

Educational Service District 112’s Insurance Programs support their member districts by providing stable, longterm protection from financial loss through high quality, cost-effective risk management programs, and through partnering with member districts to self-insure, self-administer, and group purchase excess insurance coverage.

Click on a program below to learn more.

Submit an Employee Incident Report

Have an Accident? Near Miss?

Click on a logo below to report an employee injury.

ESD112 Online Employee Incident Report
ESD123 Online Employee Incident Report

Insurance Questions

If you have a question about the insurance programs or services we offer to districts, please reach out to:

Peggy Sandberg

Director of Insurance Programs

Contact

Phone: 360-952-3573

Email: peggy.sandberg@esd112.org

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